All we do not have access to the car. The financial condition may not let us buy a car for us. But we can lend it from a friend or relative or take it in rent. While doing so what happen if we meet an accident. This leads us to pay the cost of the car . To get rid of all these problems we can do temporary car insurance. This is available for short period of time to for daily, weekly or monthly.
If you choosing this smart option then be sure that you are above 21 years. Then no problem lends your friends car or shares your new car with the friends.
If you have signed with the normal car insurance taking the temporary do not affect it but you will get more freedom.If you are taking the temporary car insurance it normally starts less than $25. If you are taking for a day it meets the rate less than $3. Taking the day, weekly or monthly do not affect vehicle’s normal insurance policy, so it’s good enough to do so for being safe from further accidents.
How temporary car insurance works?
Most of the cars have normal car insurance. But some of them may not have in this condition if you are lending the car, it is better to insure it. Take full day coverage and stay safe from further risks. To take the temporary car insurance the following details are necessary.
To take it out you need:
- Documents and Permission from the car owner
- Car Details
- Driving and license history
- Name and address of the user
Using these details fill a small form in the online, choose the plan, make a payment and print off the document.
Included matters in temporary car insurance
Mainly the insurance companies have the different policy but most of them cover these things.
- Loss or damage by fire
- Theft or vandalism
- Damage in an accident
- Replacement of New car
- Recovery and repair if meet an accident
- Legal cover for death or injury to other people
- Temporary car insurance cover form
There are only limited to companies that they offer Temporary car insurance. You can fill the form from the online which takes only 2-3 minutes. To be eligible for this type of insurance you must be above 21 years and less than age 75. Most of the insurance has limited the number of Temporary car insurance, so contact with the company agent whether your rent car has accessed the limitation or not.